Financial Management Software

Fundamental Management Tool( FMT )

• The FMT is a software program ( an automated spreadsheet ) which is panel driven allowing the data to be entered from the accountant prepared annual financial statements.
• The FMT is a comprehensive annual "Financial Analysis" which provides a systematic interpretation of the data contained in the firm’s financial statements prepared or audited by an outside accounting firm.
• The FMT is designed to provide owner-managers with detailed historical information to evaluate the company’s financial performance and financial condition over a five year period. It is also a communications tool for both internal and external purposes and an ideal report for inclusion in business plans and/or loan proposals.
• The FMT reports and graphs are produced in-house instantaneously after the data has been entered into the program. The owner-manager has the option to view on screen and/or print any or all of the reports and graphs.
• The FMT reports are produced annually from the year-end accountant prepared financial statements, operating budget and pro-forma financial statements for the next year. The operating budget and pro-forma financial statements are optional but preferred.
• The FMT optionally allows the user to input an interim inhouse prepared financial statement.
• The FMT allows input of Robert Morris (RMA) comparison data

The FMT will enhance your financial management skills to:

• Analyze your company’s numbers and determine its health the way experts do.
• Reveal your company's financial strengths and weaknesses.
• Arrange credit facilities for your company and improve communications with lenders.
• Determine the capital (both debt and equity) required to achieve planned growth.
• Help you to determine the feasibility of projected operating budgets.
• Analyze other companies when considering acquisitions or benchmarking.
• Help you to manage and take control of your business.

  The FMT consists of the following reports and graphs:

  The reports and graphs may be viewed using Adobe Acrobat's reader (available for free download), to return to this frame use the return/back button on your browser

  
  • Key Success Indicators: highlights financial ratios that are critical to the success of the firm. (this report is customized for each client)
  • Balance Sheet Assets: "common sized" for the purpose of analysis
  • Balance Sheet Liabilities: "common sized"
  • Condensed Income Statement
  • Capital Structure
  • Debt Analysis / Cash Adequacy
  • Liquidity Analysis
  • Return on Investment / Performance Analysis
  • Working Capital Changes
  • Statement of Cash Flows
  • Capital Growth Analysis
  • Financial Leverage
  • Earning Power
  • Probability of Failure
  • Sustainable Growth Analysis
  • Growth Performance
  • What-if Report: shows the lost opportunity in dollar value of not achieving the optimum accounts receivable days, inventory days or accounts payable days
  • Financial Risk Rating Chart: indicates the companies risk from a banking perspective
  • Profitability Chart:
  • Working Capital Adequacy Chart:
  • Asset Management Chart:
  • Capital Adequacy Chart:
  • Debt Coverage Chart:
  • Interim Balance Sheet:
  • Interim Income Statement:
  • Interim Ratios:

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